Saving Photoshop Settings. (i.e. brush sizes, opacity, etc)

From: Buck

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I'm running Photoshop 6. Everytime I open it up, my brush opacity is at 50%, smudge tool is set to blur, etc. It's not leaving it the way it was when I closed down. Any ideas on how to 'save current state'? And a bonus question I guess, is there any way to make my own toolbars? Thanks!